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Unread 20 Jan 20, 07:56 PM  
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#17
beautybutterfly
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Homeowner of a 2 bed house near Doncaster

Mortgage is 275 a month
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Unread 20 Jan 20, 07:57 PM  
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#18
Gill H
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We are in our 50s, never been able to get on the housing ladder and now never likely to. We will only own property when we inherit.

Our rent in West London for a 2 bedroom flat was 1350 a month. That was equal to one of our incomes. (Before bills, council tax etc.) It was crippling us.

We have now managed to relocate to South Wales, in order to look after my elderly parents. We're renting a 3 bedroom house for 750 a month, which apparently is quite expensive but it's bliss for us!

However, our London flat was a new build with huge bedrooms and a big kitchen, in great condition. We rarely put the heating on, even in the dead of winter, apart from an hour before we got up in the morning.

We're now in a Victorian terraced house which is open plan downstairs, and therefore absolutely freezing! And we probably have less room than previously, particularly in the kitchen. Also it appears to be a hotel for spiders, and I'm dreading ant season...

Plus, transport here is a joke. Trains are one an hour (two an hour on Sundays) and buses aren't much better. Neither of us drive and we're really struggling with that aspect.

So, swings and roundabouts!
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Unread 20 Jan 20, 07:59 PM  
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#19
Beth_Disney
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Location: West Midlands

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We've had our 3-bed semi for just over 10 years and paid off the mortgage last year. We were told we could have borrowed more when we for agreement in principle but didn't really want the risk and wanted a nice quality of life. We've not not really seen the benefits of the extra cash yet as we've had lots of weekend breaks and extra holidays .

We're in the West Midlands so house prices aren't anywhere near London prices. A neighbour sold for 220k a few months ago so we have a nice little profit if we ever sold. We've live on a pleasant, quiet estate and aren't far from a big shopping centre. There are areas within a few miles from here where you could easily pay 750k for a 4-bed detached (posh areas where the local doctors live and nice schools) or go the other direction and you could pay 80k for a similar sized house on a 'rough' estate.

Edited at 08:00 PM.
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Unread 20 Jan 20, 08:02 PM  
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#20
skalexander
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Location: Isle of Man
We have a 1913 mid-terrace, which we own, with a mortgage. We think it was once 2 bedrooms, but its now 2 and a box room.

Next door is on the market for 260k, so that's given us an idea of what ours is worth. We're hoping to be able to move to a 3 bed detached later this year, just got lots of jobs to finish before we try and sell.
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Unread 20 Jan 20, 08:05 PM  
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#21
Neil & Stella
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Originally Posted by Leggibone View Post
We rent (luckily from the the council)
Down here in the South East... our pokey 3 bed is worth nearly 400k - we are an hours train to vic or wat, but out in the Surrey hills.
Theres some new 4 bed houses just built behind the chippy - they started at 600k!
We drove through the Surrey Hills a couple of years ago (major accident near Gatwick and Waze took us the scenic route ). I didn't realise it was so nice down there. Seriously beyond our budget though

Ours is a two bed, ex-council mid terrace in Shropshire (was three beds, but we knocked the two smaller bedrooms together to make a nice big one for when DD got back from uni and then she moved out).

Worth about 120k now, still paying the mortgage New builds start at around the same price for a small 2 bed flat or 135k for a house with a garden smaller than our decking.
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Unread 20 Jan 20, 08:05 PM  
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#22
danisleigh
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We have a mortgaged 4 bed detached in north west Leicestershire. Only been here 3 years and we paid 225k, now worth 235-240k.
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Unread 20 Jan 20, 08:10 PM  
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#23
bloominadversit
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We are in our first home, a new build 3 bed semi-detached townhouse in the south. It was listed for 375k and we paid 355k.
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Unread 20 Jan 20, 08:11 PM  
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#24
mason1
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We bought ours 15 years ago. It was originally a 2 bed detached bungalow. Weve done 4 lots of building work over the years:

1. Loft conversion to add 2 rooms upstairs
2. Built a detached double garage in the front garden
3. Converted the original attached garage into 2 bedrooms
4. Just finished an extension off the kitchen with a new dining room, utility and office

The mortgage will be paid off next month. We joke that when the kids are grown up and left, well be rattling around the place. Downstairs we now have 3 bedrooms (including 1 en-suite); 3 reception rooms; office; kitchen; utility and bathroom. Upstairs we have 2 rooms which could be bedrooms, but one weve got as a den and the other as an odds and sods room.

No idea on value, but looking at prices at least 350k. Were in Worcestershire.
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