Travel insurance

[Sarah2014]

I'm travelling to Orlando in October. What travel insurance is recommended? I know I need millions of pounds of cover to cover the US expensive healthcare.

[Gezzs]

The quotes I've done have the options of Europe, Worldwide (exc USA and Canada) and Worldwide (inc USA and Canada). Can't speak for the amount of cover, but I hope the USA cover provided would be adequate.

[lovewdw]

have a read of MSE, you'll also save a lot!

moneysavingexpert/ins...avel-insurance

[Gezzs]

I was going to suggest MSE, but last time I posted a link to it, it was deleted without warning

[Gelatoni]

Best to shop around a bit and also decide if annual insurance will work out better if you're travelling again within a year.

Also factor in extra costs for existing medical conditions.

We found AA to be the best price this time. Last time Columbus Direct.

[mick]

Can't recommend any specific companies I'm afraid but we certainly tested the market earlier this year.

We are both over 70 (so our bank stopped covering us ), both post-cancer and both have other PEMCs. You're absolutely correct about medical cover - we have £10m.

The only tip I can give is make sure you answer the questions about your medical history totally truthfully. They won't all necessarily add anything to the premium but if you should develop a medical condition which was due to a PEMC that you didn't disclose you may not be covered.

Mick

[BoxOfFrogs]

sorry to jump in on your thread OP

if a member of the family has a pre existing medical condition that absolutely wouldn't become an issue on holiday (Hyperinsulinism) and you didn't declare it, if god forbid that person say broke their leg for example, could that jeopardise the cover for the leg as you hadn't declared the other thing, the main reason for not declaring the other thing is it absolutely couldn't cause any problems, or does the non declared pre existing condition have to have a bearing on the illness/injury?

i hope that makes sense

thanks

[deeley]

We declare literally everything. After a hospital stay for dd10 two years ago whilst here that cost us a policy of £60 but would have cost £2.5k, we take no chances. Tell them everything!

Ps highly recommend aviva

[Rapunzel27]

We always use Aviva they have 10 million medical expenses cover so hopefully would be plenty!