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Old 27 Mar 08, 03:25 PM  
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$ Business Rate ?

Hi Quick Question,

what does the dollar business usally go to before the tourist rate goes to the magic $2 to the £

cheers
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Old 27 Mar 08, 03:33 PM  
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UniEagleX
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It tends to be between 9 and 10 cents difference, so would need to be close to the $2.10 mark for the tourist rate to be $2 to £1.
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Old 27 Mar 08, 03:36 PM  
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Matt Charlton
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Yeah pretty sure they were giving $2 to the £1 when the business rate was about £2.10

The business rate has bounced back to $2.014 down from $1.97 last week. Knew it would recover (well I hoped it would ) Not soon to go now
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Old 27 Mar 08, 05:32 PM  
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Siobhan
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Does anyone know which rate do you get against credit card purchases, business or tourist?
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Old 27 Mar 08, 05:35 PM  
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Harry
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You would get the business rate with Credit Card purchases.
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Old 27 Mar 08, 05:55 PM  
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The rate you get with a credit card isn't necessarily the business rate. From what I have read on the DIBB the Nationwide credit card does in fact give you the business rate but my Halifax card does not. I have a couple of recent purchases which were converted about 2-3 cents off the business rate.
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Old 27 Mar 08, 05:57 PM  
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nationwide gives the business rate.
the statement can be an entertaining read, who would have thought the rate could change between walking out of one shop and into another.
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Old 27 Mar 08, 07:43 PM  
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Travelex are currently offering $1.9544 and the business rate is £2.003 so we are talking about 5-6 cents difference.

CC will give you the business rate minus a max of 2.75% (not including the Nationwide CC) say about $1.95 at todays rate.
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Old 27 Mar 08, 09:45 PM  
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Siobhan
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Thanks for that, now I understand why so many Dibbers talk about the Nationwide CC. I used an Egg card to purchase Universal tickets yesterday, and when I e-mailed Egg I was told that they use the XE rate, which I was pleased about until I read
'There’s a 2.75% charge when you use your Egg Card to pay for anything in a foreign currency. We add this charge to the amount you’ve spent, so it won’t appear separately on your statement. And, of course, everything is automatically converted into sterling.' which I was less pleased about. I'm seriously thinking of applying for a Nationwide card as this 2.75% could soon mount up, once shopping in Florida.
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Old 27 Mar 08, 09:45 PM  
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