|
Trip Planning Florida Florida Holiday Planning Questions, Suggestions and Tips. |
|
Thread Tools | Search this Thread | Display Modes |
18 May 19, 09:07 AM |
#141
|
|
Imagineer
Join Date: Jun 07
|
Just realised it was a bit blurred
|
|
|
18 May 19, 09:46 AM |
#142
|
|
Imagineer
Join Date: Jun 16
Location: God's Own Country
|
Interesting wording because 'announced' isn't a defined term. Does it mean speculation? It will be given its ordinary definition:
"make a formal public statement about a fact, occurrence, or intention" There is no formal public statement "announcing" the possible insolvency to my knowledge. The contract is also interpreted contra proferentum- that is against the maker. So there's a distinct possibility they'd try to say it isn't covered, but I think it would be in your favour if you went to FOS and made the above argument . But I wouldn't book now simply expecting a refund on that without expecting a fight. If you booked before this week it should certainly cover you if you already had the insurance, but that's not your situation. However you are suggesting buying the insurance now for a pre booked trip? Again expect the first point to be made by them and your argument in response. But I'd be surprised if they don't ask you if you've got a trip booked, who with, then decline to write the policy anyway on proposal. Also you'd need to consider the policy overall- would it cover you for pre booked trips generally? Is there wording elsewhere that would mean TCs situation would be excluded from cover? Edited at 09:52 AM. |
|
|
18 May 19, 09:50 AM |
#143
|
Guest
|
Technically there has been no insolvency warning given, just a lot of opinion.
Legally you should be safe to buy the cover and be protected (but I wouldn't delay as usually bad news comes on a Sunday evening - think back to XL, Flybe, Monarch etc. all went under on a Sunday evening) If something bad did happen I'd expect the airline to put up a robust defence against a claim (which would have most rollover and accept the airline view) but if you stand firm you should eventually get the repayment made Of course this could all be irrelevant - well except for the fact that insurance is always relevant so being reminded to take it out is no bad thing |
18 May 19, 09:54 AM |
#144
|
|
Imagineer
Join Date: Jun 07
|
Yeah we’ve DIY booked flights (on a credit card) and hadn’t found anyone to insure us for supplier end failure before a year out until someone mentioned holiday extras yesterday, and so we haven’t yet got insurance. We’re buying insurance online so it doesn’t ask who we’ve booked or are flying with, no point buying it if we won’t be covered though.
Im not sure what you mean about ore booked trips being covered in the last paragraph, sorry. Edited at 09:56 AM. |
|
|
18 May 19, 09:57 AM |
#145
|
|
Imagineer
Join Date: Jun 16
Location: God's Own Country
|
I think you'd likely win with FOS but expect a fight - maybe not, but expect it.
If you paid with CC you'll get your money back. If it fails when out there, government brought back Monarch passengers but no guarantee they'll do it again. When I bought airline failure insurance a few years back online, you had to tell them the flights you had booked for the policy. More fool HEs if they are accepting new policies now for TC. Edited at 09:59 AM. |
|
|
18 May 19, 10:02 AM |
#146
|
|
Apprentice Imagineer
Join Date: Mar 13
|
That was a PR release from a travel claims firm who decided to award a third of all marks to how well the company paid out EU compensation. TC scored 7.6 out of 10 by customers rating their service in that survey.
There are also more than 72 airlines on the planet. TC are definitely in trouble, but this sort of PR fodder to get a company in the press is wisely ignored. I've had excellent service from them over the past couple of years and really hope the best for the fantastic crew we've met. Edited at 10:04 AM. |
|
|
18 May 19, 11:21 AM |
#147
|
|
Excited about Disney
Join Date: Aug 17
|
We are in the same position , waiting to buy insurance with end supplier failure one year in - if anything happens now we would get our money back as paid on credit card, so no point buying this policy as doesn’t do end supplier failure so will only protect same as credit card at moment. |
|
|
18 May 19, 11:27 AM |
#148
|
|
Imagineer
Join Date: Sep 08
|
I’ve just phoned tsb as we have platinum insurance..£17 month.
We have flight only booked through Thomas cook.which is not atol protected. I’ve been told we are covered on our insurance because we booked direct with Thomas cook for airline failure.. So that’s a help if it does happen... |
|
|
18 May 19, 11:36 AM |
#149
|
|
Imagineer
Join Date: Jun 16
Location: God's Own Country
|
Some advice from someone who had 3 Monarch flights booked should the worse happen, and if it did, it would happen quick.
Re getting money back, double check your flight booking. It transpired some Monarch flight only sales were ATOL protected as the CAA has insisted they had to do it when it was looking very iffy- the same may happen here. Next if you paid by credit card, then you should have no problems getting a refund. Next if it is by debit card, you should be OK via chargeback so contact your bank straight away if it does go under, this can then be claimed but it can be a longer wait and is not as certain as you do not have the same Consumer Credit Act protection as with a credit card. When Monarch went under, I had three flights booked, and each one of the above applied to a different flight- but I got all my money back in the end. More problematic is if you need another flight. It will probably be more expensive and the early bird catches the worm, as other flights will likely only go up when people start looking for the same dates, same airport etc. When Monarch went under I saw this on the Internet very late in the evening, it was looking like it might, and when I woke up early morning it had gone. I immediately got on Ryanair and booked alternative flights to Portugal, before others started doing the same. So my advice is be prepared just in case, and do some alternative flight scoping now, so you are ready to go if it goes under. By being quick, overall it cost me around another £1000 across my 3 flights for my family for new flights (we’d got good prices with Monarch as very early bookers) but it could have been much worse. Finger’s crossed it won’t, but it is all in the hands of their banks at this point and if I were their lender I would be very nervous indeed.
__________________
Edited at 11:46 AM. |
|
|
18 May 19, 11:37 AM |
#150
|
|
slightly serious Dibber
|
We’ve also had extremely good service from TC and are hopeful of a good outcome.
There does seem to be a lot of scaremongers on this thread though only posting about the trouble TC are in without posting that those articles are also stating people who have or are in the process of booking have nothing to worry about. In fact apart from the FT article the only other article that seems to prove TC’s demise is taken from a daily newspaper that has a personal issue with TC and continually posts predominantly negative articles, so I’ll take it with a pinch of salt. The caution we’ve taken so far for our holiday with TC in Oct 20 is that we’ve stopped payment at the deposit point. Our worse case scenario is the loss of £500 we’ll pay the balance at the very last minute now even though we could pay off in full now if we wanted to. |
|
|
|
DIBB Savings |
AttractionTickets.com
Get £10 off each Disney Ticket with the code ATDIBB10 Get up to £50 off per room at Disney or Universal with the code DIBBHOTELS |
theDIBB Blog |
Guests can book their 2025 Hotel and Ticket package early to enjoy Free Dining &... Read More »
The iconic 1900 Park Fare restaurant is opening its doors once again at Disney’s Grand... Read More »
One of the the five worlds found in Epic Universe, How to Train Your Dragon... Read More »
|
theDIBB Menu |
Exchange Rates |
US Dollar Rates
Euro Rates |
DIBB Premium Membership |
Did you know you can help support theDIBB with Premium Membership? Check out this link for more information and benefits, such as... "No adverts on theDIBB Forums" Upgrade Now |