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Old 30 Sep 21, 06:10 PM  
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#11
tspill
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Join Date: Feb 13
Halifax Clarity.
Fe free and they use the inter bank exchange rate so the best you can get.
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Old 30 Sep 21, 06:19 PM  
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#12
TigerMom
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Santander also offer a credit card with no transaction fee.
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Old 30 Sep 21, 06:58 PM  
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#13
Donaldfan
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Another vote for Halifax Clarity.
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Old 30 Sep 21, 07:06 PM  
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#14
baggies
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Another vote for Nationwide Credit Card, for day to day cash equivalent I use Starling Debit Card
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Old 30 Sep 21, 07:28 PM  
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#15
Vanillapod
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I just use my Amex. I don’t actually make the payment with it so the fee is irrelevant

*having said that, our tolls were all charged to that card. It wasn’t much though, £36 for 3 weeks which included driving from Miami to Key West, up to AMI and then on to Orlando. The fee was very small on that

Edited at 07:31 PM.
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Old 30 Sep 21, 08:20 PM  
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#16
tiggers friend
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I use the Jaja card as it is fee free, not had any problems.
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Old 30 Sep 21, 08:48 PM  
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#17
Blue nose
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Join Date: Mar 16
Another vote for Clarity. No foreign transaction fees.

I'd check some of the recommendations before signing up. A quick Google shows some Natwest (DH has this) and some Santander ones both charges fees for foreign transactions.

People may not release the difference with cards fees and foreign transaction fees.

Edited at 08:51 PM.
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Old 30 Sep 21, 08:56 PM  
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#18
loldis
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Originally Posted by Blue nose View Post
Another vote for Clarity. No foreign transaction fees.

I'd check some of the recommendations before signing up. A quick Google shows some Natwest (DH has this) and some Santander ones both charges fees for foreign transactions.

People may not release the difference with cards fees and foreign transaction fees.
It can depend on the card, and not just the bank. Natwest for example currently offer 5 credit cards, 2 of which have no forex fees.
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Old 30 Sep 21, 09:52 PM  
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#19
Mqt
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Originally Posted by blabbert View Post
Virgin bank account and credit card both transaction fee free. Can use both like you would at home. Also NatWest have zero fees.
I’m not sure if it’s still the case but I think it used to be that although there’s no apparent ‘fee’, their exchange rates were very poor so it was an effective ‘charge’.
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Old 30 Sep 21, 10:14 PM  
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#20
MattEzee
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Santander's new CC offers fee free foreign transactions, 0% interest for 22 months and 0.5% cashback on purchases. £3 per month but earn enough cash back and it'll cover it easily.
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