Rear ended in heavy traffic

[Stitch & Smudge]

Originally Posted by jarre

Non fault accidents don't affect your premium.

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Sorry, but after my wife’s car was written off after being rear ended in stationary traffic on the motorway, hers near enough doubled. Mine went up 15% the same year. She has to declare it for another 3 years despite it not being her fault. It makes a difference.

[margshel4753]

I was rear ended in May. Car just 3 weeks old. A wagon came through a red light to my right. I braked and it went in front of me but the car behind went into me. The car was from Holland and he was on the way to the ferry. He said it was his fault which it was. He was in the wrong lane to go to the ferry so I think he took his eyes off the road in front of him to look to see where he should be. The insurance company said it would take longer as they would have to go through another company because he lived abroad. Still haven’t heard anything and it’s now September. Think I will have to chase them.

[Rac20]

Originally Posted by margshel4753

I was rear ended in May. Car just 3 weeks old. A wagon came through a red light to my right. I braked and it went in front of me but the car behind went into me. The car was from Holland and he was on the way to the ferry. He said it was his fault which it was. He was in the wrong lane to go to the ferry so I think he took his eyes off the road in front of him to look to see where he should be. The insurance company said it would take longer as they would have to go through another company because he lived abroad. Still haven’t heard anything and it’s now September. Think I will have to chase them.

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It’s a very long time since May. Has your car not been fixed? Definitely chase them.

[Gryff]

A huge lorry took the side right out DILs BMW today on a country road that clearly say not suitable for them
She was lucky knows the road like the back of her hand and was crawling round a blind very narrow corner and he came hammering round it car is a week old and likely a right off

[Mr Tom Morrow]

Originally Posted by Gryff

A huge lorry took the side right out DILs BMW today on a country road that clearly say not suitable for them
She was lucky knows the road like the back of her hand and was crawling round a blind very narrow corner and he came hammering round it car is a week old and likely a right off

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How awful on a week old car. I would want it to be a write off at that age as I certainly wouldn’t want it back.
Hope she is ok.

[angelbabe]

Originally Posted by Gryff

A huge lorry took the side right out DILs BMW today on a country road that clearly say not suitable for them
She was lucky knows the road like the back of her hand and was crawling round a blind very narrow corner and he came hammering round it car is a week old and likely a right off

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OMG she was very lucky Helen, one of my old inspectors and his 2 small sons were killed when their car was hit by a lorry in similar circumstances one Christmastime 😭

[Gryff]

She is fine but 50 yards further on the bend is a narrow bridge over a deep drop if he’d hit her there she would have been severely injured for sure
Fortunately she had the savvy to phone the police as it was a European freight company
Got pictures and pictures of his documentation
No way will the car be deemed repairable how the heck she got out she did say she had to climb over to the passenger side then in to the back seat as it was as the only door she could open
She’d just dropped our 3 grandkids off thankfully she won’t even pull the horse box up that road to get out the farm road

[margshel4753]

Originally Posted by Rac20

It’s a very long time since May. Has your car not been fixed? Definitely chase them.

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Yes my car was fixed but think I need to chase them.

[jdybnsn]

Typical - Friday the 13th and a van reversed back into DS's car as the van driver spotted a mate he wanted to talk to !
All caught on dash cam , but caused no damage to the van but minor, superficial (though expensive) damage to DS's 22 plate BMW (possibly £900 ?).
Difficult to advise DS what to do, as no doubt going through insurance will mean 5 years of added cost - despite no being his fault whatsoever - so unfair.

[Nomis]

Originally Posted by jarre

Non fault accidents don't affect your premium.

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This is completely untrue.

I had a no fault claim (I was changing the wheel at the time) and my premium went up £90 I had another no fault claim p, I was stationary and a courier reversed into me my premium went up over £200. My insurance broker told me this people with no fault claims are seen as a higher risk than those with nine.

No fault claims need be declared for 5 years.