Go Back   theDIBB > DIBB Community > DIBBing > General Chat
Forgotten Password?
Notices
General Chat This forum is for general topics and chat type threads.
Attraction Tickets
Reply
Thread Tools Search this Thread Display Modes
Unread 21 Jan 20, 01:33 PM  
Link to this Post
#1
magickate
VIP Dibber

 
Join Date: Oct 15
Buying a 'project' house?

We have a viewing booked on Thursday, our house isn't even on the market yet but valuer is also booked.
We currently live in a 3 bed terraced bought as a new build 7 years ago. It's a bit too small for us now & although it's a nice area it's a trek to the kids schools.

The house we're going to view is bigger but only a 2 bed. It has a conservatory we would want to take down and have a 2 story extension built in its place. Does anyone have experience of requesting planning permission?

It needs a lot of other work too. New bathroom & modernising throughout. It has a weird area on the side we would also want to develop into a proper utility although that's not priority. But it's in the right area and is the right price, once all the work is done it would be the perfect house for us.

Are we mad to consider moving from a nice 3 bed to a run down 2 bed. We have no trade skills ourselves so would be relying on professionals for everything other than cosmetic stuff. We can manage flooring & tiling ourselves too but the thought of living in chaos for the next 18months is scary.

Price wise we'd need a home improvement loan but we can manage the repayments as the house in 50k less than our current one. Are loans like these quite easy to get?

Edited at 02:25 PM.
magickate is offline Girl Mouse Click to view Members Gallery Click to view Members Trip Plans
California & Mexican Riviera
Reply With Quote
Unread 21 Jan 20, 01:41 PM  
Link to this Post
#2
chrisxal
Imagineer
 
Join Date: Sep 08

theDIBB Guidebook
Guidebook Photos: 5
I love to watch programmes like Homes under the Hammer and sit here wonder how the hell they put in new windows, a new kitchen, new bathroom, lay a new drive, decorate throughout etc etc on a budget of c10k, I don't know where they find builders who would do all that work for that price. Last year we knocked down a conservatory to build an extension for a new kitchen, I started with a budget of 25k, I will cut a very long story short as we ended up having to re-wire, replace drains etc etc and my final bill was 49k. I am only telling you this so you are prepared for lots of hidden costs when upgrading a property.
chrisxal is offline Girl Mouse Click to view Members Gallery Click to view Members Trip Plans
our Florida holiday
Reply With Quote
Unread 21 Jan 20, 01:45 PM  
Link to this Post
#3
Pino_Spetzberg
Imagineer
 
Pino_Spetzberg's Avatar
 
Join Date: Apr 04
Location: Isle Delfino SMW
Mobile

Originally Posted by magickate View Post
Are we mad to consider moving from a nice 3 bed to a run down 2 bed.
Yes.

On the basis described anyway.
Pino_Spetzberg is offline Boy Mouse Click to view Members Gallery Click to view Members Trip Plans
York
Reply With Quote
Unread 21 Jan 20, 01:59 PM  
Link to this Post
#4
tspill
Imagineer
 
Join Date: Feb 13
I think that before answering, you need to fully understand your motivation for doing what you suggest? Only then can you assess whether it is sensible or mad.

One thing is that it will cost WAY more than you (or anyone else) things. Get it costed and add 50%.
tspill is offline Boy Mouse Click to view Members Gallery Click to view Members Trip Plans Reply With Quote
Unread 21 Jan 20, 01:59 PM  
Link to this Post
#5
Feebee2
Imagineer
 
Join Date: Jun 08
Location: Lake District
Do you know any builders etc? Or have good recommendations?
The work itself isn't too difficult was is near to impossible in our experience is getting someone to do it then coordinating all the trades.
For a premium you could get a building company who'll do the whole lot.
Feebee2 is online now Girl Mouse Click to view Members Gallery Click to view Members Trip Plans Reply With Quote
Unread 21 Jan 20, 02:18 PM  
Link to this Post
#6
magickate
Thread Starter
VIP Dibber

 
Join Date: Oct 15
Mobile

Thank you, that's all helpful!

Originally Posted by Pino_Spetzberg View Post
Yes.

On the basis described anyway.
There is a little more to it, a main one being where we live now our catchment school for DS next year is awful. No way I'd let him go. House we're looking at is in catchment for where his sister goes. It was a new school when she started which is unfortunately now oversubscribed. Having a sibling there isn't enough for him to get in especially while living on the other side of town.

At the moment I'm studying for an honours degree in social work. I need to change my job in time to continue for September which will mean me working a 9-5. At the moment I do shifts and pick the kids up every day, when I change I've got no way for the to get home and it's in no way walkable. The house we're looking at is a 10minute safe walk which lots of their friends also do.
magickate is offline Girl Mouse Click to view Members Gallery Click to view Members Trip Plans
California & Mexican Riviera
Reply With Quote
Unread 21 Jan 20, 02:32 PM  
Link to this Post
#7
catherinesian
Very Serious Dibber
 
catherinesian's Avatar
 
Join Date: Jul 18
Location: Hampshire, UK
Having been through a huge extension and renovation project, I would recommend not living there whilst it's being done, for your own sanity. We said next time we would buy / hire a caravan and put it on the driveway, as that would have been better!

In terms of planning, it sounds like it will need it but you shouldn't find it too difficult to get. Ours was knocked back once as they wanted us to reduce the depth of the extension by 1m but on re-submission went through fine. We extended out the side and a bit out the front.

We extended in 2016 and sold the house in 2019 and moved but it was still worth it as we made a lot of money and we wouldn't have been able to afford the house we have now otherwise.

ETA we didn't get out a home improvement loan, we extended the mortgage as the rate was much cheaper, so something to look into
__________________
WDW 1995, 1996, 1997, 1998, 2000, 2007, 2009, 2019 CSR
DLP 1999, 2005, 2006, 2017, 2018

Looking to book for 2021
catherinesian is offline Girl Mouse Click to view Members Gallery Click to view Members Trip Plans
Chancing a trip to China... !
Reply With Quote
Unread 21 Jan 20, 02:49 PM  
Link to this Post
#8
Fluzz
Very Serious Dibber
 
Fluzz's Avatar
 
Join Date: Aug 13
It would depend on where you are and how exacting you are. We're in Aberdeen and have been at ours for over 4 years now and it is still in a right state. You cannot get a good tradesman for love nor money up here. The ones you can get don't listen and give you what is easiest for them, no care or attention to detail at all. We bought an old place with a passion to restore it but we've given up and my husband is finishing it and it's going straight back on the market. It's taken years off our life and made us both ill with stress and that's with no building or extension. I would say don't do it!
Fluzz is offline Girl Mouse Click to view Members Gallery Click to view Members Trip Plans
We are carpeing that diem!
Reply With Quote
Reply
Attraction Tickets

Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Forum Jump


All times are GMT +1. The time now is 12:34 AM.


Powered by vBulletin - Copyright © 2000 - 2020, Jelsoft Enterprises Ltd.

theDIBB Menu

Attraction Tickets

US Dollar Rates
Covent Garden FX  $1.2730
FAIRFX  $1.2615
John Lewis  $1.2788
M&S  $1.2579
Post Office  $1.2515
Sainsburys  $1.2683
Travelex  $1.2593
Updated: 23:30 26/02/2020

theDIBB Charities
Cancer Research UK
DIBB Members have Donated: £10,130
£


Macmillan Cancer Support
DIBB Members have Donated: £1,085
£

Euro Rates
Covent Garden FX  €1.1698
FAIRFX  €1.1600
John Lewis  €1.1760
M&S  €1.1572
Post Office  €1.1447
Sainsburys  €1.1676
Travelex  €1.1592
Updated: 23:30 26/02/2020

Orlando Weather
Florida Time
Wed 26th Feb 6:34pm
Now: 18C/64F
Light Rain
Light Rain
Cloud Cover: 90%
Rainfall: 0.76mm
Wind: 8mph - N Arrow points to where the wind is coming from.
Pressure: 1015mb
Humidity: 93%
Illuminations Smoke
Updated: 23:30 26/02/2020