Insurance for dd between uni courses

[KayleighJade]

If you have a nationwide flex account, you can upgrade to worldwide inc USA and add family for £60. It depends on her age, if she's over 19 she needs to be in full time education.
If you don't want to pay the £60, you can upgrade to flexplus which is £10 pm but gets mobile phone cover and family worldwide so you will all be covered. There's no notice period so you can cancel when you get home, but you wouldn't qualify for the free uk and Europe again x

[DisneyDaffodil]

Originally Posted by BevS97

I also have aNationwide Flex account but I thought it only covered Europe?

See more...

Flex account cover is for Europe, FlexPlus is Worldwide. It costs £10 a month but pays interest, has travel, phone, and car breakdown cover included. We work out that it saves us money. Covers children up to 19 or older if in full time education if they live at home.

[mossyflossy]

Originally Posted by BevS97

The problem is she's not considered in full time education as she won't have enrolled at uni yet. The guy at Barclays said it's a ridiculous loophole but it's the case.

A policy for a group of 3 adults plus 1 child is coming out very expensive.

See more...

I would phone back and question the interpretation since being in full time education doesn't mean you have to have actually enrolled on a university course but that the course has been offered and accepted: I'd argue strongly that she is still in full time eduacation but simply between courses. The same applies to someone finishing ALevels/BTEC before starting uni. Alternatively it might be cheaper than taking out a whole new family policy to simply see if you can find some FTE day/evening classes she could do to cover the period between courses.

[dizzzy]

Originally Posted by mossyflossy

I would phone back and question the interpretation since being in full time education doesn't mean you have to have actually enrolled on a university course but that the course has been offered and accepted: I'd argue strongly that she is still in full time eduacation but simply between courses. The same applies to someone finishing ALevels/BTEC before starting uni. Alternatively it might be cheaper than taking out a whole new family policy to simply see if you can find some FTE day/evening classes she could do to cover the period between courses.

See more...

That's how I thought it worked, as long as you've been offered and accepted a place and put in for student finance then I would've thought that they're still classed as in full-time education. It's now got me wondering about my son who's 19 he's just finished his first year at uni. He doesn't re-enrol again for his second year until he goes back in September, so does that mean that he's now not in full-time education?

[Guest]

Between courses you are not in education, we had a bus pass rule even for between the A-Level years that was not valid for the summer as you are not in education at that point. You had to pay adult fare. Stupid yes.

Even when I've changed courses and progressed to the next year, student finance even classify me as a new student and not continuing. Between finishing a course and starting a new one, I wasn't classed as a student.

[Lilyrose]

If you get her a separate policy, my main worry would be if there were an incident where she ended up in hospital or couldn't fly home due to illness/injury would your or her policy cover for you to stay with her? Could you see if you bank policy would add her for a fee, or at the least take a solo policy with the same provider for her?