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Trip Planning Florida Florida Holiday Planning Questions, Suggestions and Tips. |
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13 Aug 18, 11:18 AM |
#1
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VIP Dibber
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Adding a condition to insurance
Well after getting another bout of sciatica over the last few days I decided it would be best to inform the holiday insurance company
After going through various questions she said there was an extra £76 to pay. I asked how much would I get back if I cancelled. £55 in total. So I cancelled the policy and went online and took out a new annual policy for a couple including my sciatica for £75 less 20% via topcashback. The policy has the same cover as the previous one. So I guess if you need to add a condition to your holiday insurance don't automatically pay the premium they tell you. Shop around |
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13 Aug 18, 01:04 PM |
#2
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Imagineer
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I don't understand why they all seem to be happy to lose a customer. It seems the norm now for all insurers to let you go elsewhere for the sake of a small difference in premium.
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13 Aug 18, 04:42 PM |
#3
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Thread Starter
VIP Dibber
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Probably go on sales figures over retentions
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2022 All Stars Sport & Music in September 2022 OKW in May 2018 Art of Animation 2017 All Stars Movies 2016 Boardwalk Villas 2015 Pop Century 2014 Old Key West |
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13 Aug 18, 04:52 PM |
#4
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Guest
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Which two companies were involved here?
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13 Aug 18, 08:11 PM |
#5
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Thread Starter
VIP Dibber
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Zurich were the one who wanted to increase the policy payment and coverwise the new policy
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2022 All Stars Sport & Music in September 2022 OKW in May 2018 Art of Animation 2017 All Stars Movies 2016 Boardwalk Villas 2015 Pop Century 2014 Old Key West |
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13 Aug 18, 08:49 PM |
#6
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Imagineer
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The insurance companies probably make plenty off the people who renew without checking so that they can afford to lose a few of the more savvy ones.
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POFQ Dec 2006, Mar 2008, Oct 2009, Oct 2014 Dibb Villas : Mar 2009, Aug 2009, Xmas 2009 Dec 2010, Oct 2011, July 2013, July 2014, Xmas 2014, July 2015, Aug 2017, Jan 2018, Oct 18, OKW:Summer 2012, Beach Club:Oct 2015,July 2017. AKL:Oct 2019 |
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14 Aug 18, 07:52 AM |
#7
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Apprentice Imagineer
Join Date: Aug 14
Location: South Manchester
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dont forget its also down to the individual you spoke to.
had you called again a different agent may have been more helpful
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Disney World Sep08, May12, May13, Sep14, Nov16, Sep18, Sep19, Oct22, Sept23, May24 Disney Land... Disney Land Paris May14, Sep15... Mar17 |
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14 Aug 18, 08:49 AM |
#8
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Thread Starter
VIP Dibber
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15 Aug 18, 07:16 AM |
#9
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Swimming at the All Star Resort
Join Date: Apr 16
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I'm with LV and when I phoned to let them know my daughter had antibiotics for a throat infection they said they don't need to be told about any new conditions and no extra to pay as long as the doctor confirms we are fit to fly. They were also one of the few companies who were willing to insure my daughter as she went to hospital overnight last year with tummy pains (suspected appendicitis), all blood tests and scans were clear and she was discharged with a diagnosis of 'non specific pain', apparently very common. LV were happy to insure as long as no follow up/tests/medication etc were in place, whereas others wouldn't insure her because there was no diagnosis, that seems really reasonable as our last insurers added £27 to our premium as my son broke his arm, even though it happened 4 months before we were due to fly and he was out of his cast and fine by then. Strange how different companies work.
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