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Old 18 Aug 19, 09:49 AM  
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WhereIBelong
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Pension age worries

Anyone else born after 1961 worried about the latest murmurings from Iain Duncan Smith... It proposes raising the eligible pension age to 70 by 2028 and 75 by 2035.

And has been proposed at the same time as government "leaks" on Brexit... (usual sneaky cover tactics for big unpalatable changes)

So glad of a civil service pension.
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Old 18 Aug 19, 09:54 AM  
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FamilyGWales
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Originally Posted by WhereIBelong View Post
Anyone else born after 1961 worried about the latest murmurings from Iain Duncan Smith... It proposes raising the eligible pension age to 70 by 2028 and 75 by 2035.

And has been proposed at the same time as government "leaks" on Brexit... (usual sneaky cover tactics for big unpalatable changes)

So glad of a civil service pension.
No I hadn't seen that. I guess the current system isn't sustainable at all, but 70 and 75 seems quite old to still.be working, esp if a physical role.
Surprised at IDS saying that he supported that though.

Not sure it matters if you have a civil service pension or not tbh. I think it's tied to the state pension age. Alpha anyway.
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Old 18 Aug 19, 10:21 AM  
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WhereIBelong
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Originally Posted by FamilyGWales View Post
No I hadn't seen that. I guess the current system isn't sustainable at all, but 70 and 75 seems quite old to still.be working, esp if a physical role.
Surprised at IDS saying that he supported that though.

Not sure it matters if you have a civil service pension or not tbh. I think it's tied to the state pension age. Alpha anyway.
Luckily I have preserved Classic... and have just taken early retirement (55) - whilst working part time in a small shop. (yes, I know how lucky I am... I am generally one of life's "jammy gits" as my brother always says)
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Old 23 Aug 19, 02:55 PM  
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Mumsy554
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So if people are going to have to work until they are 75 are we going to have 75 year old airline pilots ,train drivers ,bus drivers etc,don't people's reaction times decrease as they get older.Also there will surely be less jobs for our younger generation to go into. People are going to have less time to enjoy their "retirement" years. Are we going to work until we die.!
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Old 23 Aug 19, 04:24 PM  
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megaflyer
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Originally Posted by Mumsy554 View Post
So if people are going to have to work until they are 75 are we going to have 75 year old airline pilots ,train drivers ,bus drivers etc,don't people's reaction times decrease as they get older.Also there will surely be less jobs for our younger generation to go into. People are going to have less time to enjoy their "retirement" years. Are we going to work until we die.!

A lot of those professionals will have planned to retire at a certain age say 55 or 60 and have made private provision to do so . I will retire before 60 and the state pension does not factor into my financial affordability Calculations like many of my age I have saved in a pension since I started work many many years ago as I like to be the master of my finances . Other bodies can and do change their criteria like pension age, tax thresholds and the like - I canít control that but I can control what I save .
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Old 18 Aug 19, 09:57 AM  
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Funnily enough I have just read this myself.
As a courier, running round the streets delivering parcels is not something that I am looking forward too past 60, never mind 75, or whatever age they come up with next
Let's be honest, they just want us all dead so that we aren't a drain on society and the rich can carry on getting richer
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Old 18 Aug 19, 10:14 AM  
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They can only do it if people vote for them.
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Old 18 Aug 19, 10:31 AM  
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I had a Teachersí pension which I could take at 60 but I couldnít access my state pension until 66. I had planned to keep working Ďtill 66 but found that I just couldnít. I took my TP at 62, paid off the mortgage balance and any other debts and itís the best thing I ever did. My pension isnít huge, but with DHís Police and state pensions we get by very well as we have very few outgoings. I certainly couldnít have kept going into my 70s!
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Old 18 Aug 19, 10:39 AM  
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This drives me bonkers as there seems to be no thought about the knock on effect raising the pension age has elsewhere. If I'm working until I'm 75 my job is not being freed up for someone younger taking it on and so where are all the extra jobs going to come from for all the extra working age population? We struggle with unemployment as it is at times in this country.

There is also talk of us needing to take care of our elderly ourselves. How can I take care of my mum who is 24 years older than me when I will still need to be working full time.

I get that with an ever aging population something needs to be done but it just annoys me that these things aren't addressed.

Rant over!
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Old 18 Aug 19, 10:41 AM  
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I'm retiring next week, at 56. But going back part time. I am a practice development midwife, certainly couldn't work as a clinical midwife at 75 🤤
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