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General DVC Discussion For discussion on how the DVC works and resort information. |
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8 Apr 18, 04:29 PM |
#1
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Earning My Ears
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Paying the balance of DVC contract
Hi
I've paid a deposit on a DVC contract and am currently playing the squeaky bum time 30 day waiting game (again). Just wondering what is the most economical way of paying the remaining balance. For example I have a Halifax Clarity credit card which follows the exchange rate and is an excellent way of purchasing overseas. Is there a debit/virtual card I can load cash onto to pay the balance? Like others, I've never made a large overseas purchase before so I'm rather ignorant to the whole process. Thanks |
8 Apr 18, 05:05 PM |
#2
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VIP Dibber
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I have used XE.com for paying my DVC purchases. It’s really easy to use and you get a good exchange rate. The companies I have purchased DVC through would only allow a credit card for the deposit and not the remainder of the balance but I’m not sure if that’s the case with all.
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8 Apr 18, 05:11 PM |
#3
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Imagineer
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I use TransferWise these days... great rate and fast crediting out in Florida!
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1991-96 4 Trips~1997x1~1999x1~2001x1~2004x1~2004/2005x3/2006x2/2007x3/2009x2/2010x2~2011 Westridge Villa~2012 Highlands Reserve Villax3~2013 Hampton Lakesx2~2014 Hampton Lakesx2~2015 Hampton Lakesx1~2017 Sunset Ridgex2~Rosen Shingle Creek~2018 Sunset Ridgex1~2018 Rosen Shingle Creek~2019 Sunset Ridgex1 Hampton Lakesx1 Calabay Parcx1 2020 Highlands Reservex1 2022 Calabay Parcx1 2024 Hunters Creekx1 |
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8 Apr 18, 05:13 PM |
#4
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Imagineer
Join Date: Jul 14
Location: The Tiki Room.
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OP. With DVC I paid the whole lot over the phone with a Credit Card.
The resale contract they only allowed the deposit to be paid via a C.C. The remainder had to be paid by Bank Transfer so I used Travelex albeit I think they have changed their trading name recently. Got a better rate than the C.C. as well so I was happy.
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"PAGING MR MORROW, MR TOM MORROW..." ''I drink Wine and know things'' DVC Owners at SSR since 2003. Multiple annual visits to America since 1976 |
8 Apr 18, 10:52 PM |
#5
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Thread Starter
Earning My Ears
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Thanks for the suggestions all
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9 Apr 18, 06:51 AM |
#6
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Imagineer
Join Date: Jun 16
Location: God's Own Country
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I used HiFX based on service reports and the fact it's regulated. I didn't want a Crown Currency Exchange situation, however slight the risk, so did a bit of due diligence and paid ever so slightly more to use them as another had a tiny bit better rate.
They were outstanding though.
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10 Apr 18, 06:03 PM |
#7
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VIP Dibber
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Another vote for Transferwise... although thats because I have a Suntrust Bank account and pay my DVC dues monthly..
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10 Apr 18, 07:44 PM |
#8
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VIP Dibber
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Could you not use Monzo - its a current account now (regulated by the financial authority) and gives you the Mastercard exchange rate?
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10 Apr 18, 08:16 PM |
#9
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Imagineer
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Can I pay in cash in person? I’m hoping to be able to pay off our balance while we’re out there
Sorry for hijacking the thread. I always use fairfx for transfers and payments
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Sick of waiting! |
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11 Apr 18, 07:29 AM |
#10
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Imagineer
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We did this a number of years ago. Went to SSR with some dollars to pay off our overall balance. It took quite a long time as were not set up to take cash payments.
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DLP 2001. Holiday Inn Maingate West 2003, 2005, Villas of Somerset 2007. Indian Point 2008. AKV 2010. AKV & BLT 2011. VB & AKV 2013. NYC, AKV, VGF 2015. AKV & VGF 2017. OKW & AKV 2019. |
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