Would you travel without travel insurance?

[IBEX23]

Originally Posted by Moorlandman

I work in the industry. About 1/3 of people do not have travel insurance even though it can cost as little as £9 per trip!

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If you could give me a quote for £9 per trip I’d be so pleased

[mick]

Our last three annual premiums have been in excess of £800 each time but there's no way we'd go without it.

If we want to continue visiting it's simply a cost we have to factor in.

Mick

[Rozzyb2011]

Originally Posted by scouse_minx

To be honest, I always have annual insurance but I’ve never claimed. I now have a lot of health conditions which are all declared, however I do wonder if I did have to claim would it be worth the paper it’s written on - probably not. I take the belief that unless you have absolutely no medical history there would always be a way the insurance company would wiggle out of it.

That said, I still pay hefty premiums every year in the hope I at least have a chance of being covered.

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I had to claim last year for a terrible ear infection which made my ear bleed and my face swell up like shrek. I had a cheaper insurance too and they paid right up with no issues and were just so brilliant when I was crying down tbe phone to them while sat in centracare. I 100% will always be insured, defo worth it.

[Rozzyb2011]

Originally Posted by mick

Our last three annual premiums have been in excess of £800 each time but there's no way we'd go without it.

If we want to continue visiting it's simply a cost we have to factor in.

Mick

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Same here and I 100% agree with you !

[RachaelC]

Originally Posted by Omega1

Most travel insurance won’t cover pregnancy after 28 weeks - must have been close.

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This isn’t the case, though it might have been in the past.

I flew while 31 weeks pregnant with my son 10 years ago and my policy covered for pregnancy with a single baby up to 36 weeks. I was less pregnant 2 years ago, but again my policy was the same and every policy I looked at had the same limit.

For their insurance quote to be £4K means they must have had a high-risk pregnancy, or some other condition and also didn’t shop around. Really foolish of them, but thankfully the baby is getting good care.

[IBEX23]

Originally Posted by Rozzyb2011

I had to claim last year for a terrible ear infection which made my ear bleed and my face swell up like shrek. I had a cheaper insurance too and they paid right up with no issues and were just so brilliant when I was crying down tbe phone to them while sat in centracare. I 100% will always be insured, defo worth it.

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Oh no doubt.. this year I’ve paid just under £700 for my insurance and I wouldn’t go without it. I am so pleased you had such a positive experience.

I am just cynical as I wonder when it’s a bill for $1000 v $1 million if the latter might be more heavily scrutinised and denied (tongue in cheek)

[Rozzyb2011]

Originally Posted by scouse_minx

Oh no doubt.. this year I’ve paid just under £700 for my insurance and I wouldn’t go without it. I am so pleased you had such a positive experience.

I am just cynical as I wonder when it’s a bill for $1000 v $1 million if the latter might be more heavily scrutinised and denied (tongue in cheek)

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Definitely ! I claimed around £300 total for dr visit and ear drops made of what I can only assume was solid gold leaf, so I am sure that's why it wasnt quibbled 😊

[3disneykids]

Originally Posted by skalexander

Not in a million years. I also don’t accept the insurance was £4000 - loads of Dibbers go to Florida whilst pregnant and presumably don’t pay that? The GoFundMe page cheeses me off, asking others to pay for their arrogance and stupidity.

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This , To add if it was £4000 I would cancel or delay the holiday.

[paw]

We have paid a lot to cover pre existing medical conditions since 2000 when DS spent a week in Celebration intensive care costing over $100k.

This year our bank wouldn’t cover DS as he had a kidney removed due to cancer. They suggested we paid our normal pre existing charge but have no cover for anything to do with the cancer. We walked and paid over £2k for the year elsewhere. Otherwise our holidays for this year would have been our week in Torquay repeated around the country.

[Weddingnyc]

Our annual insurance ran out at midnight on the return flight from Florida (insurance wouldn’t extend it), so we took out a week insurance just to cover us for those few hours. It was a pain, but needed doing. I couldn’t fly without it.