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21 Mar 19, 05:48 PM |
#11
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Imagineer
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if you are paying £600 a month over 35 years on £170,000 that would suggest an interest rate around 2.37%. If so you would be paying about £3200 off each year at the start but that would reduce as you pay off your loan.
Paying an extra £50 a month you would pay off in 31 years and save around £10,000. These are all estimates O and those small percentage points make a big difference eg 0.1 based on your figures could cost you another £7000 over the life of the morgage. |
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