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15 Aug 16, 06:06 PM |
#21
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Very Serious Dibber
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they released the account to attract new banking customers- doesn't look like they will be retaining all of them though! It couldn't go on forever but didn't think they would halve the rate.
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15 Aug 16, 06:07 PM |
#22
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Imagineer
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I think if you have the full £20,000 in there it will still be worthwhile. Other accounts pay more but only on smaller balances. Plenty of discussion on MSE about it.
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15 Aug 16, 06:12 PM |
#23
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Imagineer
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They increased the fee from £2 to £5 and now this, I know I get cashback on my bills but that is only about £2-3 so doesn't cover the fees. I feel like going out and buying a load of gold bars and hiding them under my bed, no I'm not giving my address out to anyone
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15 Aug 16, 06:15 PM |
#24
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Apprentice Imagineer
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Really disappointed, I expected a rate cut but not that huge.
Will definitely take the interest until November and then shop around.
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15 Aug 16, 10:21 PM |
#25
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Imagineer
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We have just opened one, all finalized last week.
We did ask the girl about this rate drop when we were opening it as my DH had read something about it in line, and she was very quick to tell us it was nonsense and not going to happen.! It takes effect 1st November, so a couple months of ok interest. Even with the rate drop its still higher than most accounts. Found some old paperwork a little while ago and one account was paying 6.50% interest! Don't think we'll ever see those rates again
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15 Aug 16, 10:59 PM |
#26
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Thread Starter
Imagineer
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As I mentioned earlier in the thread there is the Virgin money account which you get 1.2% with no upper limit and no fee! So it is a win win
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15 Aug 16, 11:10 PM |
#27
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Imagineer
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We have 3 accounts. Expected a drop but not this much.
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16 Aug 16, 07:16 AM |
#28
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Imagineer
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16 Aug 16, 07:31 AM |
#29
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Apprentice Imagineer
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Is this the defined access e saver? I would expect that rate to drop. I have already had a letter about a rate drop with Virgin
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2012-Vegas/GCNP/Death Valley/Yosemite/SF 2013 - Nevada/Arizona/Utah and California 2014-Texas/Oklahoma/Arkansas/Memphis/New Orleans 2015- Florida/Carolinas/Tennessee 2016-Sth Dakota Yellowstone/Wyoming 2017- Canada Rockies 2018 HK/OZ/Singapore |
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16 Aug 16, 08:33 AM |
#30
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Thread Starter
Imagineer
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You get the interest annually so I wouldn't expect it to drop for a lot least 1 year!
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