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Trip Planning Florida Florida Holiday Planning Questions, Suggestions and Tips. |
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27 Nov 19, 08:06 AM |
#11
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Imagineer
Join Date: Sep 11
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When we used it abroad I exchanged what I knew I definitely would use into dollars. While there we topped the card up (you literally just need the last 3 number on the back of the debit card linked to your revolut card to do this) - we left this money in Pounds and used the card like normal.
I love my revolute - you get an instant notification of any transaction and every evening we got an update of that days spends, so easy to keep track. I used it as my contactless card here now |
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27 Nov 19, 08:55 AM |
#12
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Imagineer
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Starling is a bank account, and like credit cards, not everyone will qualify for one. With transferring its only if you want to lock in a specific rate on the day do you need to transfer otherwise you get the bank rate on the day of your transaction.
Edited at 06:11 PM. |
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27 Nov 19, 12:02 PM |
#13
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Getting Excited
Join Date: Sep 09
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Yes, that's what I would do. its not a huge difference (about 3%), but every bit helps! As another poster said, the app does become a game of getting maximum rate you can. as its free to transfer to and from each currency, it doesn't cost you anything if you want to convert back to pounds afterwards.
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August 2021 Private Villa, Virgin... We're going back - Take 2! (Hopefully)- August 2018 - Private Villa, BA... First trip to the world with Kids! December 2015 & August 2016 - DLP with kids November 2013 - Disneyland Paris - Sequoia Lodge Aug 2008 & Dec 2009 - Best Western lakeside, |
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28 Nov 19, 02:28 PM |
#14
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Earning More Ears
Join Date: Oct 12
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Can you withdraw the money back to your original account with this card or do you have to spend it once its on there? Thanks
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28 Nov 19, 06:04 PM |
#15
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Imagineer
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I used mine for the first time this year and loved it but do watch out for reverted charges.
It did a few times on larger spends e.g. upgrading my tix at US/SW to APs, lynx bus station tix and a couple of shops (I think JC Penneys and Walmart) all were over $70. It took the money initially and then a few days later reverted it and put the money back in my account. It then took up to 2 weeks for it to be recharged. It meant just keeping an eye on my balance (which is super easy to do in the app) to make sure I had left enough on it for the recharge. Apart from that it was fab and ive linked it to my bookings for next year
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2024 trips: Feb 20 - Mar 2 Coco Key Resort - Trip report index Sep 01 - Sep 20 Universal Endless Summer Surfside |
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28 Nov 19, 09:57 PM |
#16
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Thread Starter
Helping Minnie
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Thanks so much for all your help! Very much appreciated.
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June 02 - WDW October 18 - DLP December 19 - DLP March 21 - DLP September 21 - WDW |
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29 Nov 19, 02:12 PM |
#17
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Proud to wear my Ears
Join Date: Jul 19
Location: London
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it is essentially a bank account, however pretty much anyone can apply for it, i think just bankrupts and IVAers might be the exception.
if you have crappy credit then you get ZERO overdraft allowance but as it is essentially a debit card then there is no risk to them as it will only authorise transactions like a debit card.
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Disneyland - 1991 Disneyland Paris - 2001 ×3, 2002, 2014. Disneyworld - 2006, 2007, 2008, 2011, 2019 Orlando (No Disney apart from MNSSHP) - 2022 Disneyland Mars (Green Lagoon) - 2038 |
4 Dec 19, 11:54 PM |
#18
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Very Serious Dibber
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Silly question (probably) but how do you actually go about obtaining one of these cards?
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5 Dec 19, 02:07 PM |
#19
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Proud to wear my Ears
Join Date: Jul 19
Location: London
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Disneyland - 1991 Disneyland Paris - 2001 ×3, 2002, 2014. Disneyworld - 2006, 2007, 2008, 2011, 2019 Orlando (No Disney apart from MNSSHP) - 2022 Disneyland Mars (Green Lagoon) - 2038 |
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