Apple Pay in America

[boo2]

we stay in Disney resorts and I usually have a credit card linked to our magic bands. With all the confusion about credit card holds etc I was wondering if it would be easier to link my credit card (Halifax clarity) to Apple Pay and use my phone to pay onsite. I know Halifax clarity has no foreign transaction fees ( if that’s the right terminology) but will that still apply via Apple Pay? Has anyone done this? Thanks

[lorna_99]

I was just talking to dh about this yesterday although I don’t have an answer I’m following hoping someone does.

[boo2]

Originally Posted by lorna_99

I was just talking to dh about this yesterday although I don’t have an answer I’m following hoping someone does.

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I don’t see why it wouldn’t work but I would just like to find out one way or the other😊

[Jcmickey]

I’m intrigued by this as I use Apple Pay here, wondering if il incur charge each time I use it, be keen to know if anyone has from the uk has used Apple Pay out there

[BevS97]

help.barclaycard/accou...broad-applepay


Barclays suggest it will work the same overseas. And I don’t see why the charges would be different to using your card manually. But I’d check with your bank just to be sure.

[johnb]

To answer the Ops concern about holds being places on credit cards, my understanding is that if a merchant places a holding charge and you are using Apple Pay, the hold will still end up on your credit card in the same way as if you had used the card directly.

[BevS97]

I think the idea is to use Apple Pay directly to purchase the items. Rather than adding a card to a magic band. Thus avoiding the hold that the magic band generates.

I have an Apple Watch so I’m thinking I can just pay using my watch. Once I work out how to do it it shouldn’t be any harder than using a magic band.

[boo2]

Originally Posted by BevS97

I think the idea is to use Apple Pay directly to purchase the items. Rather than adding a card to a magic band. Thus avoiding the hold that the magic band generates.

I have an Apple Watch so I’m thinking I can just pay using my watch. Once I work out how to do it it shouldn’t be any harder than using a magic band.

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Exactly this😊. It doesn’t seem any more trouble than using the magic band, if not easier. I will check with Halifax and see what they say.

[PeachyLemons]

Last year I added my Disney gift card to Applepay... was easy to do & use

[Rbf1979]

I wonder if you can link pre paid currency cards🤔