which is the best prepaid card to use?

[Katnic1]

I’ve been using the Revolut card for years now and find it excellent. The exchange rate is usually much better than fair fx and Caxton too. We also use a Halifax clarity credit card. The benefit of having a pre-paid card, is that you can load on to it instantly at any time. I loaded some on today as the rate went up to 1.36.

[PingDriver]

My vote goes to Caxton too ... used it all over the world with no problem. I’ve also just got a Starling card specifically to use just for my personal golfing expenses in Florida, not joint spending.

[Midges17]

Used Caxton card for many years and never had any issues with it.

[mitch-fishguard]

Got 4. Caxton, Fairfax, Weswap and Post Office. Load up in the months before you go and any card will serve you fine

[coinneach]

We've used the Starling app the last few years and can't fault it.

[the_em0hawk]

Originally Posted by MatJohnson

I'm thinking of using Monzo. Anyone got any experience?

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Monzo don't offer pre-paid cards anymore - a Monzo account is a full-blown UK current account. The account can be free and you get a debit card, exchange rates on purchases are the base Mastercard rate (so unlike some banks they don't cream off a fee or percentage of your foreign purchases). Being a current account your money is protected up to £85k.
My primary bank account is with Monzo and would recommend them over the main high street banks. I also know a lot of people using Monzo as a secondary account.

[400ixl]

Starling have much better customer satisfaction rating than Monzo and offer all the same services.

Starling has actually overtaken First Direct for the no 1 spot across all banks.

[Moocat21]

i am with starling

you can use it in the UK as a pre pay or as a bank account and a decent rate when abroad in any currency

the app is easy to use and you can make "spaces" inside for different saving pots you just transfer ££ from your main accounts

i have been using it as a separate spending/saving account in prep and it is very easy to use as it lets you see how much you have spent and on what

[Norn Iron]

Another vote for Revolut card. App is a breeze to use. Rate notifications. Spending controls. Notifications when it’s used.

[DFCH-Andy]

Starling card for me. Revolut is popular but far too many down time instances in the past leaving people without access to their money.