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Trip Planning Florida Florida Holiday Planning Questions, Suggestions and Tips. |
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24 Jan 18, 09:51 PM |
#11
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Proud to wear my Ears
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Also civil service pensioners insurance covers up until 80 and provided you aren’t terminal and are fit to fly you are covered. I have had two cancers, DH heart attack and both have had various other illnesses/ailments. It’s great not to have to list all our conditions and worry that I have forgotten something.
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24 Feb 18, 03:39 PM |
#12
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Thread Starter
Apprentice Imagineer
Join Date: Jun 16
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Hi all. I'm still looking for travel insurance at a reasonable price. Just a couple more questions.
1. Does anyone know if it is possible to insure both of us separately as this seems to work out cheaper. 2. Would we have to be with the same insurer to do this, or could we use different ones. 3. Can the insurance policies be linked in any way, either both from the same insurer or different companies. 4. If so, how do we link them? Sorry to be a pain. Thanks James |
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24 Feb 18, 04:32 PM |
#13
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Imagineer
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This time around Axa were best price for me. I took out a group policy so everyone would be covered the same and it would make it easier to claim if all on the same policy. Trouble if you are with different insurers, the second person would not declare the illnesses of the first so there could be issues around pre-existing conditions if you had to cancel. I would strongly advise to be on one policy as once the pre-existing conditions have been accepted, they are accepted for both persons cover. Also, I took out an annual policy as it was cheaper than a single one.
__________________
1988 New York Penta & Orl. Radisson Maingate 1990 Orl. Marriott I-Drive, Premier Cruise & Cocoa Beach Hilton 1997 Orl. La Suites I-Drive 2002 Orl. Port Orleans Riverside 2006 Las Vegas Luxor 2007 Orl. Port Orleans French Quarter 2010 Orl. Windsor Palms villa 2012 Orl. Rolling Hills villa & RPR Universal 2015 Orl. Indian Creek villa & Naples Bay Resort 2017 Orl. Highlands Reserve villa 2018 Barefoot Beach Resort & Orl. Highgate Park villa |
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24 Feb 18, 04:41 PM |
#14
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Imagineer
Join Date: Oct 10
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Also...I'm pretty sure here has been a case in the papers recently where a lad died abroad because the hospital withdrew treatment from him as his insurers had declared his policy invalid because he hadn't declared a prior illness.
This is it... I mean it's the daily wail but still... dailymail/news/arti...t-holiday.html |
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24 Feb 18, 05:19 PM |
#15
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Getting Excited
Join Date: Jun 15
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I would always declare any conditions. I also have Atrial Fibrillation and have had three ablations which were unsuccessful and now take medication to control it. Also have other medical conditions and this year Aviva have covered me and family for an annual policy for £314. I have checked and double checked that everything is covered.
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24 Feb 18, 06:07 PM |
#16
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Imagineer
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Try the Coop
travel.co-opinsurance They insure any condition. This is a new product. I have a couple of hard to insure conditions and was on the focus group when the details were being discussed. 👍 Edited at 06:08 PM. |
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24 Feb 18, 06:15 PM |
#17
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Imagineer
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Go to the British Heart Foundation site, or the Special Needs site on the dibb, you will find loads of information.
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I'm going to live forever! Triple bypass done - so far so good! |
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25 Feb 18, 12:33 AM |
#18
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Excited about Disney
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I know its a tad long winded, but I think the industry need changing (yes, the prices will go up as a result) but it would be a good idea if the insurer obtained the health records of any person wanting insurance cover and then make a decision based on their doctor notes, then nothing can be forgotten missed or not declared etc and genuine cover is in place...
__________________
Orlando Florida APR10 // FEB 12 // AUG 14-15-16-18 // NYC AUG 17 // Las Vegas JUL 18 Anaheim California APR 2015 Disneyland Paris - AUG 2013 |
25 Feb 18, 12:56 AM |
#19
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Guest
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Travel insurance hate doing as it takes me over an hour to get through their questions.
I have cystic fibrosis, had a double lung transplant, thyroid cancer & removal of the thyroid & finally I am diabetic. On 28 tabs a day, 5 insulin injections & 2 nebulisers. So score very high on their points systems. I have used world first for the past 2 yrs for cruising round Europe. Was dreading the Florida quote this year. It was £120 for both me and hubby who takes meds for high blood pressure & colestol. It is important to get insurance from the same place because if anything happens to one of you. Other insurance may not fly you home together or pay for any expenses ie extra nights whilst waiting for the other one to be released from hospital or expenses to the hospital etc. My husband was added onto mine for I think it was £20 only even with those medical problems he has. There are lots of insurance company’s that my cr & transplant friend use. Not sure if I can list them on here. But pm me if you like or if you’re on fab look up the fireman heart & lung. It’s not a closed group 7 type holiday insurance in search & the the posts will all come up. Have a great ho,iday & good luck with getting your insurance. 🙂 |
25 Feb 18, 02:51 AM |
#20
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Imagineer
Join Date: Apr 05
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